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Production</image:title></image><lastmod>2011-11-03T04:58:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/22/happy-anniversary-tax-reform/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-22T17:47:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/13/bank-marketing-when-interest-rates-are-almost-zero/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/10/high_yield_checking-overview.jpg</image:loc><image:title>high_yield_checking-overview</image:title></image><lastmod>2011-10-15T22:27:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/11/netflix-and-the-benefit-of-flip-flopping/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-12T11:22:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/10/why-did-sargent-and-sims-win-a-nobel-prize/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-10T11:31:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/09/some-economics-of-somali-piracy/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-12T03:04:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/06/how-apple-sends-back-technology-from-the-future/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-24T22:53:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/05/how-fast-does-the-stock-market-forget-false-news-about-seven-days/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/10/ual-stock-prices-per-ny-fed-researchers.jpg</image:loc><image:title>UAL Stock Prices per NY Fed Researchers</image:title></image><lastmod>2011-10-24T22:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/04/solow-on-keynes-and-uncertainty/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-05T23:08:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/10/03/what-should-economics-do-in-the-next-decade/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-04T22:17:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/30/the-invisible-hand-is-made-of-delicious-invisible-meat/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/xkcd-on-incentives-morals-hotels.png</image:loc><image:title>xkcd on Incentives Morals Hotels</image:title></image><lastmod>2011-09-30T12:24:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/30/high-deductible-health-plans-are-growing-rapidly/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/slide1.jpg</image:loc><image:title>Slide1</image:title><image:caption>High-deductible plans are gaining market share.</image:caption></image><lastmod>2012-05-18T11:31:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/29/taxes-and-energy-policy/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-03T14:26:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/27/health-reform-and-skyrocketing-insurance-premiums/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/family-premiums-kaiser.jpg</image:loc><image:title>Family Premiums Kaiser</image:title></image><lastmod>2012-05-23T05:58:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/24/groupons-revenue-shrinks-more-than-50/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-04T16:13:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/26/indebted-countries-come-in-three-flavors/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/imf-debt-charts.jpg</image:loc><image:title>IMF Debt Charts</image:title></image><lastmod>2011-10-03T15:04:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/22/deadlines-deadlines-deadlines/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-26T17:59:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/18/helicopter-ben-needs-to-pick-up-his-game/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/18leonardt_graphic-articlelarge.gif</image:loc><image:title>18leonardt_graphic-articleLarge</image:title></image><lastmod>2012-05-21T12:20:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/16/the-latest-sovereign-debt-meme-going-big/</loc><mobile:mobile></mobile:mobile><lastmod>2012-05-22T12:51:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/16/how-many-continents-are-there/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-28T16:00:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/15/unemployment-small-business-quantitative-easing-and-more/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-19T00:05:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/13/the-dark-side-of-brazils-economic-rise/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/wsj-chart-of-real-vs-dollar.jpg</image:loc><image:title>WSJ chart of Real vs. Dollar</image:title></image><lastmod>2011-09-13T15:34:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/12/visiting-brazil-skip-the-amazon-and-head-to-the-pantanal/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/09/caimans-pantanal.jpg</image:loc><image:title>Caimans – Pantanal</image:title></image><lastmod>2011-09-12T22:08:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/09/08/regulatory-uncertainty-and-our-weak-economy/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-09T12:42:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/19/more-budget-foxes-fewer-hedgehogs/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/hedgehog_fox.jpg</image:loc><image:title>hedgehog_fox</image:title><image:caption>Sadly, fiscal hedgehogs have the upper paw.</image:caption></image><lastmod>2011-08-19T20:50:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/17/a-synchronized-slowdown-in-developed-economies/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/wsj-graphic-wo-ag698_euecon_g_20110816190604.jpg</image:loc><image:title>WSJ Graphic – WO-AG698_EUECON_G_20110816190604</image:title></image><lastmod>2011-08-17T18:02:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/16/another-record-low-for-homes-under-construction/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/homes-under-construction-july-2011.jpg</image:loc><image:title>Homes Under Construction July 2011</image:title></image><lastmod>2012-02-17T03:09:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/11/groupons-explosive-growth-continues-as-do-its-losses/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/groupon-revenue.jpg</image:loc><image:title>Groupon Revenue</image:title></image><lastmod>2011-09-06T14:54:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/08/which-rating-agency-downgraded-the-u-s-first-not-sp/</loc><mobile:mobile></mobile:mobile><lastmod>2011-08-09T03:31:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/07/sps-2-trillion-error/</loc><mobile:mobile></mobile:mobile><lastmod>2011-12-11T07:56:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/05/five-things-you-should-know-about-the-sp-downgrade/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/mf_ratings33__01__popup.jpg</image:loc><image:title>mf_ratings33__01__popup</image:title></image><lastmod>2011-12-11T07:57:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/05/better-than-feared-but-still-mediocre/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/08/unemployment-july-2011.jpg</image:loc><image:title>Unemployment July 2011</image:title></image><lastmod>2011-08-26T00:41:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/08/01/spains-1575-default/</loc><mobile:mobile></mobile:mobile><lastmod>2011-08-02T06:05:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/29/debt-limit-routine-or-the-end-of-the-world-2/</loc><mobile:mobile></mobile:mobile><lastmod>2011-11-08T21:02:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/29/economy-is-worse-than-we-knew-uncertainty-still-reigns/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/07/kauffman-bloggers-better-or-worse.gif</image:loc><image:title>Kauffman Bloggers – Better or Worse</image:title></image><lastmod>2011-08-02T03:42:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/27/why-do-half-of-americans-pay-no-federal-income-tax/</loc><mobile:mobile></mobile:mobile><lastmod>2012-05-18T16:40:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/26/raise-the-debt-ceiling-rap/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-30T13:22:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/26/ranking-u-s-economic-recoveries/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/07/wsj-imf-us-economy.jpg</image:loc><image:title>WSJ – IMF – US Economy</image:title></image><lastmod>2011-07-26T23:17:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/25/fedspeak-on-quantitative-accommodation/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-25T22:08:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/20/does-the-gang-of-six-cut-taxes-or-raise-them/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-22T16:04:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/about/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2009/05/donald-shark-diving.jpg</image:loc><image:title>Donald Shark Diving</image:title></image><lastmod>2011-07-21T00:59:27+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://dmarron.com/2011/07/18/lets-eliminate-the-debt-limit/</loc><mobile:mobile></mobile:mobile><lastmod>2011-11-22T05:11:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/15/how-will-colleges-innovate/</loc><mobile:mobile></mobile:mobile><lastmod>2012-05-21T11:27:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/13/the-supply-and-demand-for-war/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/07/wargraph.jpg</image:loc><image:title>wargraph</image:title></image><lastmod>2011-07-26T05:43:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/12/how-will-quantitative-tightening-work/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-13T19:31:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/06/a-big-error-in-the-senate-republicans-balanced-budget-amendment/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-31T01:30:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/05/the-cost-of-sunshine-hugo-chavez-edition/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-12T22:01:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/07/01/if-qe2-is-over-does-that-mean-qa2-just-started/</loc><mobile:mobile></mobile:mobile><lastmod>2011-07-13T01:52:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/29/spending-in-disguise/</loc><mobile:mobile></mobile:mobile><lastmod>2011-12-30T17:45:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/28/avoiding-road-kill-in-ghana/</loc><mobile:mobile></mobile:mobile><lastmod>2012-01-08T02:06:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/27/dont-fall-for-repatriation/</loc><mobile:mobile></mobile:mobile><lastmod>2011-06-29T11:46:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/24/playing-with-fire-with-the-debt-limit/</loc><mobile:mobile></mobile:mobile><lastmod>2012-05-22T06:06:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/22/what-happens-when-a-high-profile-undocumented-immigrant-reveals-himself/</loc><mobile:mobile></mobile:mobile><lastmod>2011-06-25T01:39:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/20/the-brain-on-trial/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-03T23:11:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/15/what-would-we-need-for-persistent-5-growth/</loc><mobile:mobile></mobile:mobile><lastmod>2011-06-25T08:32:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/13/misleading-graphics-not-so-honest-tea-edition/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/06/not-so-honest-tea-lemon-black.jpg</image:loc><image:title>Not So Honest Tea – Lemon Black</image:title></image><lastmod>2011-12-22T01:00:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/10/how-ambitious-is-pawlentys-growth-goal/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/06/ten-year-growth-rates.jpg</image:loc><image:title>Ten-year growth rates</image:title></image><lastmod>2011-06-09T21:13:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/08/cars-vs-pedestrians-vs-bikes/</loc><mobile:mobile></mobile:mobile><lastmod>2011-10-27T20:46:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/06/02/groupons-explosive-growth/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/06/groupons-amazing-growth.jpg</image:loc><image:title>Groupon’s Amazing Growth</image:title></image><lastmod>2011-10-15T17:13:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/26/the-day-the-united-states-defaulted-on-treasury-bills/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/05/1979-treasury-default.jpg</image:loc><image:title>1979 Treasury Default</image:title></image><lastmod>2011-12-22T18:37:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/24/cut-spending-by-raising-taxes/</loc><mobile:mobile></mobile:mobile><lastmod>2011-05-24T17:38:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/13/zanran-google-for-data/</loc><mobile:mobile></mobile:mobile><lastmod>2012-01-27T16:52:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/19/preparedness-101-zombie-apocalypse/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-14T07:01:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/18/congestion-pricing-saves-time-and-money/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/05/cbo-htf.jpg</image:loc><image:title>CBO 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Pakistan</image:title></image><lastmod>2012-05-22T07:05:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/14/debt-limit-routine-or-the-end-of-the-world/</loc><mobile:mobile></mobile:mobile><lastmod>2011-05-15T01:50:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/12/chain-chain-chain-chain-cpi/</loc><mobile:mobile></mobile:mobile><lastmod>2011-11-27T23:27:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/09/incentives-and-property-rights-dead-raccoon-edition/</loc><mobile:mobile></mobile:mobile><lastmod>2011-09-14T06:49:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2011/05/09/uncertainty-still-reigns-in-the-latest-blogger-word-cloud/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2011/05/bloggers-2011-q2.jpg</image:loc><image:title>Bloggers 2011 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UE</image:title></image><lastmod>2009-07-10T13:47:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2009/07/09/the-exploding-federal-deficit-2/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2009/07/exploding-deficit-june.jpg</image:loc><image:title>Exploding Deficit – June</image:title></image><lastmod>2012-01-19T09:53:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2009/06/08/the-exploding-federal-deficit/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2009/06/exploding-deficit.jpg</image:loc><image:title>Exploding 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TARP</image:title></image><lastmod>2010-01-05T22:19:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://dmarron.com/2009/06/10/how-healthy-are-banks/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://dmarron.files.wordpress.com/2009/06/fed-mbs-and-abs.jpg</image:loc><image:title>Fed MBS and 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